Money and Wealth Insights.
News, economic insights, and actionable tips for smarter money management.
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ISA Allowance Explained UK
The UK ISA allowance is £20,000 for 2026/27 across Cash and Stocks and Shares ISAs. How subscriptions, transfers and Lifetime ISA limits fit together.
UK Inflation Rises to 3.1% as Petrol and Diesel Climb
UK consumer price inflation rose to 3.1% in the year to August 2026, up from 2.9% in July, as petrol, diesel and air fares drove the increase, ONS figures show.
MPs Warn Ofgem, Ofwat and Ofcom Failing Debt-Hit Households
MPs say Ofgem, Ofwat and Ofcom are falling short on help for debt-hit households, with £7.2bn in energy and water debt and low social-tariff take-up.
UK House Prices Fall 0.4% Year on Year in August, Lloyds Says
Lloyds data show UK house prices fell 0.4% year on year in August 2026, the first annual drop since November 2023, with the average home at £298,468.
How Much Should I Save Each Month UK?
Work out a realistic monthly savings target for UK life in 2026. Covers 50/30/20, emergency funds, ISAs, pensions and a priority order you can actually stick to.
What Is an SVR Mortgage UK?
An SVR mortgage is a lender’s Standard Variable Rate after a fixed or tracker ends. How it differs from Bank Rate, and what remortgage options look like in the UK.
How Much Emergency Fund Should I Have UK?
Work out how much emergency fund you need in the UK: essentials, 3–6 month targets, a starter buffer, and where to keep it. Clear, practical guidance.
FSCS £120,000 Deposit Protection Explained UK
From 1 Dec 2025, FSCS protects eligible UK deposits up to £120,000 per person per authorised firm. What’s covered, shared licences, joint accounts and temporary high balances.
Ofgem Energy Price Cap Rises to £1,723 From October 2026
Ofgem’s energy price cap rises to £1,723 a year from 1 October 2026 for a typical dual-fuel Direct Debit bill, up £60 from July’s £1,663 figure.
Personal Savings Allowance 2026: How £1,000 Tax-Free Interest Works With a Cash ISA
The Personal Savings Allowance lets basic-rate taxpayers earn £1,000 of interest tax-free in 2026/27, separate from the £20,000 Cash ISA allowance.
UK House Prices Edge Up 0.2% in August
Nationwide said UK house prices rose 0.2% in August, with annual growth at 1.6% and the typical home at £275,465.
Bank of England Holds Interest Rates at 3.75%
The Bank of England has left Bank Rate unchanged at 3.75%, marking the fifth consecutive meeting where interest rates have remained on hold as policymakers…
UK Consumer Borrowing Reaches Fastest Growth Since 2018
UK households continued to borrow at a strong pace in June, with consumer credit growing at its fastest annual rate since July 2018, according to new figures…
UK Inflation Forecast to Rise as Higher Energy Costs Push Up Household Bills
The UK's recent slowdown in inflation could prove temporary, with the National Institute of Economic and Social Research (NIESR) forecasting that inflation…
Government Rejects Reports of Council Tax and Stamp Duty Overhaul
The Government has rejected reports that it is actively planning to replace Council Tax and Stamp Duty with a new annual property tax. Over the weekend,…
Government Says There Are No Plans for a 10% Inheritance Levy
The Government has said it has no plans to introduce a blanket 10% levy on inherited estates to help fund social care, following reports that such a proposal…
Could Council Tax Be Replaced by a Property Tax? Here's What We Know
Reports over the weekend suggested the Government was considering major reforms to the way homes are taxed, including replacing Council Tax and Stamp Duty with…
Oil Prices Fall After US and Iran Pause Attacks
Oil prices fell sharply after the United States and Iran paused military action over the weekend, easing immediate concerns about disruptions to global energy…
FCA Urges Car Finance Customers to Complain for Free
The Financial Conduct Authority (FCA) is urging motorists who think they may be owed compensation over car finance to complain directly and for free, rather…
Mortgage Rates Remain Elevated as Bank of England Expected to Hold Rates
Mortgage costs remain high despite widespread expectations that the Bank of England will leave interest rates unchanged next week. According to Forbes Advisor…
Oil Crosses $100 as Energy Price Risks Return
Brent crude oil settled at $100.69 a barrel on Thursday, closing above $100 for the first time since May after attacks on two Saudi oil tankers in the Red Sea…
Edinburgh Introduces the UK’s First City-Wide Visitor Levy
Visitors staying overnight in Edinburgh may now pay more for their accommodation after the city became the first in the UK to introduce a city wide visitor…
England's Bus Fare Cap to Return to £2 From January 2027
Millions of bus passengers across England could pay less for travel next year after the government announced that the maximum fare for eligible single bus…
UK Inflation Falls to 2.6%, Lowest Level in 15 Months
UK inflation slowed more than expected in June, offering some relief after months of persistent price pressures. Figures published on 22 July 2026 show that…
VAT to Be Removed From Domestic Electricity Bills From October
Households are set to receive a modest reduction in their electricity costs after the government announced that VAT will be removed from domestic electricity…
Major UK Lenders Increase Selected Fixed Mortgage Rates
Borrowing costs for some homebuyers and homeowners are rising again after several major UK lenders increased rates on selected fixed rate mortgage products.…
Heating Oil Customers to Receive Compensation After Cancelled Deliveries
Around 1,700 heating oil customers could receive compensation after the Competition and Markets Authority (CMA) found they may have experienced breaches of…
New Buy Now, Pay Later Protections Take Effect in the UK
Millions of people use Buy Now, Pay Later to spread the cost of purchases, often without thinking of it in the same way as a credit card or loan. From 15 July…
Oil Hits One-Month High as US-Iran Conflict Escalates
Oil prices have climbed to their highest level in a month as renewed fighting between the US and Iran raised fresh concerns about global energy supplies and…
New Pension Reforms Could Make It Easier to See How Your Workplace Pension Performs
Millions of people pay into a workplace pension every month, often without knowing how their scheme's performance compares with others. New Government reforms…
New Vet Reforms Could Make Pet Care Costs Clearer for Owners
For millions of pet owners, a trip to the vet can come with an uncomfortable uncertainty: not knowing how much treatment will cost until the bill arrives. New…
Oil Prices Rise as Tensions in the Middle East Escalate
A rise in global oil prices can eventually be felt far beyond the energy market. For UK households, it can influence everything from the cost of filling up the…
UK House Prices Rise for the First Time in Four Months
The UK housing market recorded its first monthly rise in house prices for four months, offering tentative signs of stabilisation after a slower start to the…
Student Loan Repayment Threshold Freeze: What It Could Mean for Graduates
If you have a Plan 2 student loan, a recent report from Parliament could affect how much you repay in the years ahead. On 7 July 2026, the cross party Treasury…
What the New 22% ISA Tax Means for Savers
If you've seen headlines about a new 22% tax on ISAs, you're not alone. The announcement has caused plenty of confusion, with some people wondering whether…
First-Time Buyer ISA to Replace the Lifetime ISA: What You Need to Know
Saving for your first home could look very different in the next few years. On 23 June 2026, the Government launched a consultation on a new First Time Buyer…